The Kusmer Group



Company:
The Kusmer Group

Address:
14635 N. Kierland Blvd., Ste. 160 
ScottsdaleAZ 85254
United States


Contact Person:
Brian Kusmer



Category:
Real Estate - Brokers & Agents

Rating:
County: Maricopa
Employee Size: 0
Sales Volume: $0.00
Hours:
Payment Type:

The Kusmer Group's page has been visited 77 times. The Kusmer Group - This company industries/categories
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Which one is really better? To rent or buy a home? Most people would suggest “buy a home” now so money won’t be wasted. However, both buying and renting have their advantages and disadvantages. Weigh the pros and cons of buying vs. renting to help you decide which option is best for you and your family. You have to consider a lot of things before you decide whether to continue renting or finally buy that dream home of yours. PRICE Most rentals today cost a little below $2,000 while prices of homes average $250,000. More often than not, monthly mortgage is almost the same as the average rental fee. Depending on your location, home prices will vary. Some states offer cheaper rentals about less than $1,000 so renting would be better. On the other hand, some regions offer more affordable real estate properties that it is wiser to buy. AGE We’re not talking about the age of the house but your age as the buyer. Most people in their 20’s find that it’s the ideal time to purchase their first home. Those people who have regular work and have the purchasing power can buy their dream home because there are still many decades ahead of them to work and pay for mortgage. For those already in their later years, maybe 50’s, it may be late unless they can pay a huge downpayment. If you are one of those earning and have more than enough to pay the mortgage, go ahead and buy a house. But it may be best to just get a rental if you are only earning enough. UTILITIES If you buy a home, you will have to pay for your own utilities. If you get a rental, some landlords take care of your utilities as part of your monthly payment. FLEXIBILITY People who rent don’t always have the flexibility to update their units. There is no creative control in most apartments and rented places. If you own a home, you can do anything you want with it as long as you still follow the rules in your community. TAXES If you rent a home, you don’t have to think of the yearly real estate or property taxes because the landlord will take care of the payment. If you own a place, you obviously have to pay the government on your own. MAINTENANCE Just like utilities, homeowners need to do their own upkeep and maintenance. You need to pay to keep your own house always clean, organized, and well-maintained. For rentals, the landlord or building owner is responsible for all those as part of the agreement or contract. LENGTH OF STAY Do you plan on retiring where you live right now? If you think you can stay in the community for a long time or even until your retirement, it may be best if you buy your own place. But if living in the region is only temporary because of a job or a project, it is best to just find a rental.


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